Buy, Sell, Refinance, Remodel Your Home

If your are looking to buy, sell, remodel, or refinance your home… You NEED to learn about the Energy Efficient Mortgage Program. 

Utility costs are the single largest housing expense right after your mortgage payment. As a result, utility costs impact the size of  the mortgage you can afford.

Energy prices are steadily rising, and are not expected to fall anytime in the near future.

Buying an energy efficient home may increase upfront costs, but it will greatly decrease your ongoing costs in the future…that might just make the difference between settling on a new (just okay) home, or being able to afford the home you really want.

If you are looking to buy a home…the problem could be that there are not many energy efficient homes to choose from… or the home you really want might not be energy efficient. Another problem may be that you just can’t find a way to finance that home. 

For a seller, refinancer, or remodeler– you may not know how to finance the energy efficiency improvements needed to increase the value of your home, make it more competitive in a tough housing marketor just make it more affordable, healthy, and comfortable.

The good news is that there may be just the solution for you…FHA’s Energy Efficient Mortgage (EEM) program.

With this program, you can get into a home worth thousands of dollars more, just because it was energy efficient. That could mean a home with more space, in a better location, or in better overall condition.

You can save money on the cost of utilities by purchasing new energy-efficient heating and cooling systems or by making home improvements, such as weatherizing and insulating older homes

Investing in energy efficiency improvements can end up saving you A LOT of money through lower utility bills.

The EEM allows you to finance the purchase of a home—or refinance your current mortgage—while including the cost of the energy-saving  improvements through a single mortgage.

You can use the EEM program to finance the cost of energy efficient improvements into your mortgage, without the need for additional financing.

This is because the energy improvements will lower your monthly utility bills…which will free up your income to put towards the mortgage.

AND-  the EEM is insured by the U.S Department of  Housing and Urban Development, so it provides you with an opportunity to access financing with a super low down payment, while also providing additional funding for energy efficiency home improvements.

The program benefits buyers, sellers, and even those looking to remodel or refinance their home!

Buyers:


Qualify for a larger loan on a better home!

Get a more comfortable home NOW.

Save money every month from Day One.

Increase the potential resale value of your home.

Sellers:


Sell your home more quickly.

Make your house affordable to more people.

Attract attention in a competitive market.

Remodelers/Refinancers:


Get all the EEM benefits without moving.

Make improvements which will actually save you money.

Increase the potential resale value of your home.

So what are you waiting for! Achieve your housing goals through energy efficiency!

If you have ANY questions do not hesitate to contact us at Energy Savers America 1-877-534-4550


No posts to display